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Credit Scoring demo

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Credit Scoring demo

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01 Nov 2012 (Updated )

This is a demo that uses boosting to do credit scoring of German customers.

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Description

Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Lenders also use credit scores to determine which customers are likely to bring in the most revenue. The use of credit or identity scoring prior to authorizing access or granting credit is an implementation of a trusted system.

Credit scoring is not limited to banks. Other organizations, such as mobile phone companies, insurance companies, landlords, and government departments employ the same techniques. Credit scoring also has a lot of overlap with data mining, which uses many similar techniques.

Required Products Statistics Toolbox
MATLAB
MATLAB release MATLAB 8.0 (R2012b)
Other requirements you need at least R2011b
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Updates
05 Nov 2012

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