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Credit Scoring demo

version 1.2.0.0 (262 KB) by Hanan Kavitz
This is a demo that uses boosting to do credit scoring of German customers.

2 Downloads

Updated 05 Nov 2012

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Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Lenders also use credit scores to determine which customers are likely to bring in the most revenue. The use of credit or identity scoring prior to authorizing access or granting credit is an implementation of a trusted system.

Credit scoring is not limited to banks. Other organizations, such as mobile phone companies, insurance companies, landlords, and government departments employ the same techniques. Credit scoring also has a lot of overlap with data mining, which uses many similar techniques.

Cite As

Hanan Kavitz (2021). Credit Scoring demo (https://www.mathworks.com/matlabcentral/fileexchange/38875-credit-scoring-demo), MATLAB Central File Exchange. Retrieved .

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MATLAB Release Compatibility
Created with R2012b
Compatible with any release
Platform Compatibility
Windows macOS Linux

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